My 2 cents on this: it doesn’t really matter. Are these people that are important in your life? If not you can just say “if that’s your opinion”. Even if you get the world’s greatest comeback, you will only use your time and energy on people that probably don’t matter and you probably won’t stop people from having an opinion. You can’t control how people will react to you, but you can control how you respond. Don’t waste your life trying to justify yourself to others