Given that the most typical use is spreading it on a slice of bread, I’ll argue, no I’m not out of touch, everyone else is. When the “serving size” can’t fill the expected use case, it’s not the consumer that’s wrong

No it’s just predatory. As long as students believe college is essential and that is the only way to get it, the loans are predatory. It doesn’t help teens to understand if they don’t have a choice.

As someone who cares about my society, I believe it is essential for all students to have access to post-high school education, and as more than just job training. We need more people who can think better …. It’s in our own best interest to invest in our future: let’s make public universities/trade schools free to all who are interested