Don’t loan your friend money.

Give it to them and never expect it back.

That old saying about loaning a friend money means you’ll probably lose the money and the friend both is pretty true.

Wouldn’t the answer be “for what?” I’ll help a friend out with medical payments or car stuff if they can’t commute no problem - if they’re asking me for cash for something dumb, I’m probably not friends with them in the first place.