I watch NFL and MLB, so those are the leagues I can speak on. If you’re actively playing, you’re insured. Doesn’t really matter, though, since all the teams have their own medical staff, so there’s no expense to insure against.
After you retire, depends on the league, depends on the union. MLB players union is crazy strong. If you play in one MLB game, you get medical insurance for life. You also get a pension of you play some small number of games (50ish?).
NFL players union is much weaker, relatively. If you play in 3 games per year, you get insurance for the following the years. After that, you’re on your own.
How does one play in an MLB game with no skills of any kind?
Play for the Mets
If you figure it out, please let me know.
It’s easy same way you get to Carnegie Hall
That’s what the Players Unions are always trying to get.
